Need furniture for your new home but well… you just bought a new home?

designQ offers various financing options depending on each individuals needs. Check out the options below, and then prequalify before you buy! 

6 Month Term

No Interest
0 %
  • Interest Free!
  • 6 Equal Payments
  • For purchases between $300 - $5,000
Best Value

12 - 36 Month Terms

Set Interest Rate
7.95 %
  • Guaranteed Interest Rate
  • Select your term of 12, 18, 24 or 36 months
  • In-Store purchases over $5,000

12 - 24 Month Terms

Variable Interest
9.95 - 19.95 %
  • Variable Interest Rate
  • Select either 12 or 24 month term
  • For purchases between $300 - $5,000

Frequently Asked Questions about PayBright

What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions both in-store and online.

By selecting PayBright as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time. 

Why use PayBright?

  • Prequalify before you buy: Get your PayBright spending limit while you’re still shopping.
  • Quick and convenient checkout: Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
  • Easy payments: PayBright will automatically debit monthly payments from your preferred payment method. bank account. You can also use your Visa/Mastercard debit/credit card.

How do I use PayBright?

  1. Select PayBright at checkout, or click the prequalify button above.
  2. Use your mobile phone number to set up your PayBright account within 60 seconds. 
  3. You will be sent via text a link for you to enter a few details for an instant decision. 
  4. If you are approved, then you will confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Are there requirements to use PayBright?

Yes. You will need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo.
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use PayBright as a payment option at checkout

How do I make payments?

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

Which payment methods are accepted?

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted. 

What extra fees are there?

For more information on related fees, please see these helpful FAQ articles on the PayBright help site. 

Can I prepay my outstanding balance?

Sure, at any time! There are no penalties or fees for early repayments, and you can save on any interest or processing fees that haven’t accrued yet. To pay off your current balance, please send us a message here